MedicareBlue Supplement Plans

The Medicare Extension plan option is available only to GIC members living in the U.S. who are enrolled in Medicare Parts A and B. It supplements your Medicare coverage by providing benefits for covered services that are not paid in full by Medicare. Again, the Initial Enrollment Period is seven months long. The Medicare Advantage plan administers your benefits to you. You're enrolled in Medicare Part A and Part B. It's common for both Advantage Plans and prescription drug plans to change the specifics of their coverage from year to year.

HMO POS: Some Health Maintenance Organization plans have a Point-of-Service (POS) option. A Cost Plan may also include the option of separate Part D prescription drug coverage. Individuals who receive Social Security benefits are automatically enrolled in Original Medicare as they approach their 65th birthday.

Also, the enrollee should thoroughly understand the benefits of a fee for service plan because the fee for service plans decide how much they will pay for Medicare covered services and may charge a higher cost sharing percentage than traditional Medicare.

This is a managed care plan with a network of providers. Medicare doesn't recommend any particular prescription drug plan; it simply verifies that a provider is legitimate. Changes you make Medicare Plans 2019 during January take effect February 1. Since your plan ended as of December 31, you will be automatically enrolled in Original Medicare as of January 1 so that you still have coverage until you have made a formal decision.

When an insurance company contracts with CMS (Centers for Medicare and Medicaid), they agree to an annual contract in a defined County or service area. The Medicare Annual Enrollment Period is when all seniors can choose to enroll or switch to a new Medicare plan for 2019, including a Medicare Advantage plan or Medicare Part D prescription drug plan.

Medicare Medical Savings Account (MSA) plans: These plans combine a high-deductible Medicare Advantage plan with a medical savings account. is privately owned and operated by eHealthInsurance Services, Inc. However, if the plan lacks drug coverage, you cannot join a Medicare Part D prescription drug plan.